Motley Fool Rule Your Retirement Review
Motley Fool Rule Your Retirement is a service designed to help you maximize your retirement. The service offers professional financial advice for retirees and those who are planning for retirement. Is it worth the money? Read our review to find out.
About Motley Fool Rule Your Retirement
Motley Fool is one of the leading financial news and investment advice companies. The company was originally founded by Tom and David Gardner in 1993 and has since grown into a media powerhouse.
Motley Fool is known for offering free financial news as well as premium investment advisory services. The company runs stock picking services like Stock Advisor and Rule Breakers, as well as specialized financial services catered to select groups of investors.
Today, we are going to be looking at one of the specialized services called Rule Your Retirement.
Motley Fool Rule Your Retirement is a service designed to help people retire better. The service caters to both retirees and individuals who are still planning for retirement.
Rule Your Retirement is run by Robert Brokamp, a certified financial planner who specializes in retirement planning. The service offering could best be described as an ultimate guide to retiring the right way.
Rule Your Retirement offers advice related to:
- Planning for retirement
- Managing budgets and debt
- Social Security
- And more
Is the service worth signing up for? Keep reading our Rule Your Retirement review to find out.
Motley Fool Rule Your Retirement Pricing
You can purchase a subscription to Rule Your Retirement at a rate of $99 for one year or $149 for two years using this discounted link.
Clearly, the two-year plan is a much better deal and this is likely a service that you will want access to for a couple years.
Every purchase is backed by a 30-day money-back guarantee, so if you are unhappy with the service, you can reach out to the customer service team and get your membership fee back.
What Do Rule Your Retirement Members Get?
Rule Your Retirement is a service that offers financial advice related to maximizing your retirement. Unlike other Motley Fool services, you don’t get specific stock picks or investment ideas. Instead, you get general guidance related to financial strategy.
This service is designed to help you understand the strategy you need to follow in order to retire comfortably. Once again, the advice is relevant to both current retirees and those planning for retirement.
All of the advice comes in the form of articles and guides. There are over 1,000 articles available to members and new guides are posted on a regular basis.
The articles cover both timeless concepts and time-sensitive concepts. For example, you will find guides on general investment strategy as well as articles on recent market activity with tips on how you should react.
The articles are organized into a few categories related to the different financial aspects of retirement. The best way to help prospective members understand what they get is by sharing a few of the articles in each category.
Here are some of the main categories and a few example articles from each category.
- Do You Own Enough Stocks?
- Rule Your Retirement Model Portfolios
- How Much Risk Should You Take?
- 7 Ways to Make the Most of Your 401(k)
- The Rewards and Risks of Replacing Bonds WIth Dividend Stocks
- How to Monitor Your Actively Managed Funds
- Complete Guide to Health Savings Accounts
- 6 Ways Successful Retirement Planners Think ABout Saving
- How Much Income Will You Need Each Year in Retirement?
- How to Reduce the Risk That You’ll Outlive Your Money in Retirement
- The Most Important Social Security Chart You’ll Ever See
- How Long Will You Live?
- How to Improve Your Entire Family’s Finances Over the Holidays
- 5 Long-Term Care Stats That Will Blow You Away
- 5 Things You Might Not Know About the Estate Tax
How to Retire
- Tools That Maximize Your Social Security
- How to Take the Pulse of Your Retirement Plan
- Does Saving More Matter in Your 50s and 60s?
Property and Mortgages
- Could Relocating in Retirement Salvage Your Savings?
- Advice for Selling a House
- Retiring Soon? Should You Downsize Your House?
- 4 Things You’ll Need to Pay For Yourself Under Medicare
- Could a Single Emergency Room Visit Destroy Your Finances?
- How to Manage the Unexpected in Retirement
Paying for College
- Your Complete Guide to College Savings Plans
- Your Guide to College Tuition Tax Breaks
- How Are Americans Coping With College Costs?
Health and Wellness
- How to Reduce the Risk That You’ll Outlive Your Money in Retirement
- 5 Ways to Be Healthier, Wealthier, and Happier
- Will You Be Able to Work as Long as You Want?
As you can see, the service covers just about every aspect of retirement and there are over 1000 guides to help you feel comfortable retiring.
Essentially, Rule Your Retirement is an encyclopedia for retirement. The articles answer just about every question you could come up with. More importantly, they bring up questions you may not have even thought of.
While you can do your own research online for free, you can’t always trust the source. With Rule Your Retirement, you have access to high-quality resources from a certified financial planner.
Members also have access to special reports. These are in-depth guides focused on specific themes, such as, “The Ultimate Guide to Your Retirement Accounts.” The special reports often feature more specific data and guidance.
You will also have access to an online community where you can start conversations and get advice for your personal situation.
Who is Rule Your Retirement Best For?
We all hope to retire comfortably one day, so the financial advice offered in the Rule Your Retirement service is relevant to everyone. The service is fairly priced at $99/year ($149 for two years) considering how much information is provided. It’s hard to imagine members not getting at least $99 of value out of the service.
That said, different age groups will use the service differently.
If you are still a long way away from retirement, a one-year membership should do the trick. Use that year to absorb as much of the information as possible. This will give you a major headstart on your retirement. Many retirees wish they had the proper knowledge in their 20’s, 30’s, and 40’s. The resources provided to Rule Your Retirement members can help younger people start planning properly so they can retire comfortably.
If you are nearing retirement or already retired, you may prefer a two-year membership. Whereas some people are planning for retirement, you are living it and you will likely have continuous questions. You may wonder when it’s time to adjust your portfolios, how to maximize social security, and how to take advantage of tax-favorable income strategies. Rule Your Retirement can serve as a resource that is always at your disposal. If you plan on referencing the resources continuously, you may as well take advantage of the cost-savings of a two-year membership ($50 savings).
Rule Your Retirement Review: Final Verdict
The internet is teeming with financial advice from a variety of different news outlets, bloggers, and advisors. The problem is, who do you trust?
The Internet is an excellent resource, but there are issues with credibility. When you read a random blog post or watch a random YouTube video, you don’t really know if the creator is qualified to give financial advice. Getting ineffective financial advice can be costly and regrettable.
This is the problem that Rule Your Retirement solves. Rule Your Retirement offers financial advice from a certified financial planner. The advice is well-written and well-organized on a dashboard that is easy-to-use.
At a rate of $99/year, the service is a good value. A single financial tip may end up covering the subscription fee (and then some).